How you can boost your credit score

Here are some tip on helping your credit:

*Be punctual - late or missed payments account for 35% of your credit score.

*Check your credit report - inaccurate information can mess up your credit score. You are entitled to one free credit report per you, which you can obtain on line at www.annualcreditreport.com  You can also call the three credit bureaus:

Experian 888-379-3742

Equifax 800-685-1111

TransUnion 800-888-4213

*Keep debt in check.  Keeping your account balances at less than 50% of your credit limit helps.  Roughly 30% of your credit score in based on the amount that you owe verses your credit limit.

*Always try to keep a mix of credit.  Example, mortgage, a credit card, and car loan.  Try not to have more than two credit cards. 

I hope this helps - being credit wise.